Desde el 31 del 2012 son 250.00$:
As scheduled, the unlimited insurance coverage for noninterest-bearing transaction accounts provided under the Dodd-Frank Wall Street Reform and Consumer Protection Act expired on December 31, 2012. Deposits held in noninterest-bearing transaction account are now aggregated with any interest-bearing deposits the owner may hold in the same ownership category, and the combined total insured up to at least $250,000.
The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.
FDIC Deposit Insurance Coverage Limits by account ownership category
¿En qué banco tienes abierto el depósito ? Lo digo porque por ejemplo en España los depósitos de ING están cubiertos por el FGD holandés y los del BES por el FGD portugués.
Un saludo,